Our Value Proposition

Our goal is to achieve long-term relationships focused on bringing value to your risk management and insurance programs. We commit to utilizing our collective talent to support your risk management and insurance goals.Identifying activities that drive claim frequency and severity, and implement an action plan to contain losses. We will identify training needs and provide on-site assistance to actively address loss sources and promote a safe work environment for your employees.

Situation Analysis

You face many environmental challenges, including safety issues, OSHA compliance burdens, property and casualty carrier consolidation, rate fluctuations, and increased litigation activity. This challenging environment dictates a change in the way you purchase and manage your insurance programs. In order to compete in your marketplace you must adopt a total cost of risk management philosophy based on data-driven decisions and globally positioned communications.

Plan Implementation

Securing the best insurance package for your business begins with planning. Analyzing all your risks is critical to successful implementation of your property and casualty insurance programs, while conversations with employees, managers, and vendors will uncover areas that need additional attention. Black Hills Insurance Agency, Inc. will partner with you by providing ongoing assistance, consultation, and service that will help you control your insurance expenses and promote workplace safety.

Data Analysis

Data analysis allows you to manage and reduce your claims activity. By analyzing your losses with a sophisticated data analysis tool, we can help you develop loss control plans that will target areas with the highest potential to reduce injuries, reduce administrative time, and reduce the risk of loss of your assets. Our data analysis services will help you better manage your insurance costs, and will exceed your expectations.

Communications

Understanding the increased complexity of property and casualty insurance is a challenge. Staying abreast of the issues you face and developing strategies to meet the constant demands of business can give you a competitive edge. Black Hills Insurance Agency’s communication programs will help you stay on top of the changes affecting the property and casualty insurance industry and your risk management program. Please refer to our Service Area for a more complete description of the services we provide.